We are accidents waiting to happen

I have a firm faith in God at least my own concept of her.
The Tao speaks of her in everything...
Somedays I find it hard to think that anything is planned though
like everything is accidental and noone is at fault for the bad things that happen in our lives
or that happen to our loved ones. Maybe we are all just accidents waiting to happen.
My brain always reassures me though and those accidents are beautiful when we look back like
a picture made from a thousand smaller pictures.